Insurance Agency in West Palm Beach, FL
Independent insurance for West Palm Beach homeowners and businesses. We shop every Florida carrier so you don't have to.
Local Insurance Agents in West Palm Beach, FL
B & B Insurance Agency writes insurance every day across West Palm Beach, FL — from the downtown high-rises and El Cid bungalows to the gated communities west of Military Trail and the businesses along Okeechobee Boulevard. We're an independent agency based in Lantana, ten minutes south of WPB, so our agents know this market block by block. Affordable homeowners insurance in West Palm Beach, FL, commercial auto, and general liability for West Palm Beach businesses are our biggest write lines, and we shop the entire Florida market — not one preferred carrier — to find you the right policy.
Insurance Built for West Palm Beach
West Palm Beach mixes coastal hurricane exposure, downtown high-density risk, and inland wildfire-prone communities west of Florida's Turnpike. A homeowners policy that's right for a 1925 El Cid bungalow is not right for a new construction townhome in Ibis or a high-rise condo on Flagler. We tailor every policy to the actual property — wind mitigation credits, hurricane deductibles, flood zone, age of roof, and replacement cost — and we shop every major Florida carrier and specialty market. Commercial demand in West Palm Beach is enormous. Contractors, real estate offices, hospitality businesses, medical practices, restaurants, and professional services all need general liability insurance in West Palm Beach, FL. Many also need commercial auto insurance in West Palm Beach for work trucks, vans, and fleets. We write multi-line packages that bundle GL, commercial auto, workers' comp, and commercial property at significantly lower combined rates than buying each separately.
West Palm Beach Insurance Coverage We Write Most
Homeowners Insurance — West Palm Beach
Tailored coverage for downtown bungalows, gated-community homes, and waterfront properties — with Florida-specific hurricane and flood considerations.
Commercial Auto — West Palm Beach
Coverage for work trucks, vans, and fleets used by West Palm Beach contractors, service businesses, and delivery operations.
General Liability — West Palm Beach
Business insurance for West Palm Beach contractors, retailers, restaurants, and professional services.
Auto Insurance — West Palm Beach
Florida auto insurance shopped across every major carrier — including same-day proof of coverage for new buyers.
All Insurance Lines We Write
Neighborhoods & Areas We Cover Near West Palm Beach
ZIP codes served: 33401, 33405, 33406, 33407, 33409, 33411, 33415 (and adjacent areas in Palm Beach County).
West Palm Beach Insurance FAQ
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West Palm Beach Office Contact
We're a short drive north from our office at 412 N Dixie Hwy in Lantana. Walk-in, call, or quote online.
Related Insurance Guides
Plain-English answers from the B & B blog to questions our clients ask.
How to Check FEMA Flood Maps in Palm Beach County
FEMA flood maps can affect lender requirements, but your current zone and any proposed update are address-specific. Learn where to check and how NFIP pricing works.
4 Signs Your Florida Homeowners Coverage Limit Is Outdated
Florida construction costs and home values have shifted dramatically in recent years, meaning the limit you set at closing may no longer cover what it costs to rebuild. Here are four specific signs your dwelling coverage limit is already out of date.
Commercial Auto vs. Personal Auto: When Your Business Needs Both
Using your personal vehicle for business? Your personal auto policy might not cover you.