Question 1

Who writes affordable homeowners insurance in West Palm Beach, FL?

Accepted Answer

Independent agencies like B & B can shop more carriers than captive agents who represent a single company. We've been quoting West Palm Beach homeowners insurance since 1998 from our Lantana office, ten minutes south. The lowest rates usually come from Florida-specialty carriers that don't appear in big-name advertising — combined with wind mitigation credits if your home has shutters, impact glass, a newer roof, or hip-roof construction.

Question 2

What does general liability insurance cost in West Palm Beach, FL?

Accepted Answer

Typical small-business general liability premiums in West Palm Beach run $400–$1,500 per year for $1M/$2M limits, but pricing varies enormously by industry. Contractors and trades pay more; office-based businesses pay less. We quote across multiple carriers in one application and usually find clients meaningful savings versus their current policy.

Question 3

Do you write commercial auto insurance for West Palm Beach contractors and businesses?

Accepted Answer

Yes — commercial vehicle insurance in West Palm Beach, FL is one of our core products. We cover everything from single work trucks to multi-vehicle fleets, including commercial truck insurance and delivery vehicles. Most contractors bundle commercial auto with general liability and workers' comp for a noticeable multi-line discount.

Question 4

Are you a local agency or a national chain?

Accepted Answer

Local. B & B Insurance Agency is a family-run independent agency based at 412 N Dixie Hwy in Lantana — ten minutes south of West Palm Beach. We've been serving West Palm Beach clients for more than 25 years.

Question 5

Can I get a quote without driving down to Lantana?

Accepted Answer

Yes. We quote by phone, email, and text. Call (561) 586-0029 or use the form on this page and an agent will get back to you the same business day. If you need same-day proof of coverage for a new car, mortgage closing, or business contract, just say so — we can usually turn it around within hours.

Question 6

What about flood insurance in West Palm Beach?

Accepted Answer

Flood is a separate policy and almost every West Palm Beach homeowner east of I-95 should have it. We write flood through the National Flood Insurance Program and through private carriers — private flood is often cheaper than NFIP for higher-value homes. We'll quote both and let you compare.