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    Motorcycle Insurance in Florida
    B & B Insurance Agency

    Motorcycle Insurance in Florida

    Ride with confidence knowing you have comprehensive motorcycle coverage from an independent agency that shops multiple carriers.

    28+ Years
    Serving South Florida
    5.0 Rating
    Google Reviews
    BBB Accredited
    Since 2007
    100+ Years
    Combined Experience

    Motorcycle Insurance for South Florida Riders

    Florida's year-round riding weather makes it one of the top states for motorcycle enthusiasts, and Palm Beach County has no shortage of scenic routes. At B & B Insurance Agency, we've been helping motorcycle owners find the right coverage since 1998. Whether you ride a sport bike, cruiser, touring motorcycle, or vintage classic, we'll compare rates from multiple carriers to find the right policy for your ride and your budget.

    Florida Motorcycle Insurance Requirements

    Florida does not require motorcycle riders to carry liability insurance, but that doesn't mean you should ride without it. If you cause an accident, you're personally responsible for all damages and injuries without insurance protection. Additionally, if you have a loan or lease on your motorcycle, your lender will require comprehensive and collision coverage. Even without a loan, the cost of motorcycle repairs and medical bills after an accident can be substantial. Our agents strongly recommend carrying liability, collision, and comprehensive coverage for full protection.

    What's Covered

    Liability Coverage (bodily injury & property damage)
    Collision Coverage
    Comprehensive Coverage
    Medical Payments
    Uninsured/Underinsured Motorist
    Custom Parts and Equipment
    Accessory Coverage
    Roadside Assistance
    Replacement Cost Coverage
    Trip Interruption

    Who Needs This Coverage?

    Sport Bike Riders

    High-performance bikes need specialized coverage that accounts for their unique risk profile.

    Cruiser & Touring Riders

    Protect your investment and enjoy long rides without worrying about coverage gaps.

    Weekend Riders

    Even occasional riders need coverage. We can quote options for seasonal or recreational riders.

    Classic Motorcycle Owners

    Agreed value coverage protects the true worth of your vintage or classic motorcycle.

    Frequently Asked Questions

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    Our agents are ready to help you find the right coverage.

    Call (561) 586-0029