Independent Insurance Agency Serving Wellington, FL

B & B Insurance Agency writes insurance across Wellington, FL — from the gated communities of Olympia, Versailles, and Binks Forest to the equestrian properties around Palm Beach Polo and the Equestrian Club. We're an independent agency based in Lantana, about 20 minutes east, and we shop the entire Florida insurance market for every Wellington quote. Affordable homeowners insurance in Wellington, FL, high-value home coverage, golf cart insurance, and business insurance for Wellington's professional and equestrian economy are our biggest write lines.

Wellington is one of Palm Beach County's most affluent communities, with higher-value homes that need careful replacement-cost analysis, often paired with personal umbrella policies for liability protection. The village sits inland and west of the Turnpike, so wind and hurricane exposure is real but flood risk is generally lower than the coastal cities — though low-lying and canal-adjacent properties still need a flood review. Wind mitigation credits (impact glass, shutters, hip roofs, newer roofs) matter just as much here as on the coast.

Wellington's equestrian community is unique in the country, with seasonal demand for farm, stable, and equestrian liability coverage during the Winter Equestrian Festival. The village's many gated communities also drive heavy demand for golf cart insurance, and its professional and small-business economy needs general liability, commercial auto, and workers' compensation. We tailor every Wellington policy to the actual property and shop multiple carriers, including high-value-home specialty markets.