Insurance Agency in Wellington, FL
Independent insurance for Wellington homeowners, equestrian properties, and businesses. We shop every Florida carrier so you don't have to.
Local Insurance Agents in Wellington, FL
B & B Insurance Agency writes insurance across Wellington, FL — from the gated communities of Olympia, Versailles, and Binks Forest to the equestrian properties around Palm Beach Polo and the Equestrian Club. We're an independent agency based in Lantana, about 20 minutes east, and we shop the entire Florida insurance market for every Wellington quote. Affordable homeowners insurance in Wellington, FL, high-value home coverage, golf cart insurance, and business insurance for Wellington's professional and equestrian economy are our biggest write lines.
Insurance Built for Wellington
Wellington is one of Palm Beach County's most affluent communities, with higher-value homes that need careful replacement-cost analysis, often paired with personal umbrella policies for liability protection. The village sits inland and west of the Turnpike, so wind and hurricane exposure is real but flood risk is generally lower than the coastal cities — though low-lying and canal-adjacent properties still need a flood review. Wind mitigation credits (impact glass, shutters, hip roofs, newer roofs) matter just as much here as on the coast. Wellington's equestrian community is unique in the country, with seasonal demand for farm, stable, and equestrian liability coverage during the Winter Equestrian Festival. The village's many gated communities also drive heavy demand for golf cart insurance, and its professional and small-business economy needs general liability, commercial auto, and workers' compensation. We tailor every Wellington policy to the actual property and shop multiple carriers, including high-value-home specialty markets.
Wellington Insurance Coverage We Write Most
Homeowners Insurance — Wellington
High-value and standard homeowners coverage for Wellington's gated communities and estate properties — with proper replacement cost and Florida wind considerations.
Golf Cart Insurance — Wellington
Coverage for carts used in Olympia, Versailles, Binks Forest, and Wellington's other gated communities.
General Liability — Wellington
Business insurance for Wellington contractors, professional offices, equestrian operations, and service businesses.
Auto Insurance — Wellington
Florida auto insurance shopped across every major carrier, with multi-policy discounts when bundled with home.
All Insurance Lines We Write
Neighborhoods & Areas We Cover Near Wellington
ZIP codes served: 33414, 33449, 33470 (and adjacent areas in Palm Beach County).
Wellington Insurance FAQ
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Wellington Office Contact
We're about 20 minutes west of our office at 412 N Dixie Hwy in Lantana. Walk-in, call, or quote online.
Related Insurance Guides
Plain-English answers from the B & B blog to questions our clients ask.
Actual Cash Value vs. Replacement Cost on a Florida Home Policy
Choosing between actual cash value and replacement cost on your Florida home policy is one of the biggest decisions you'll make. The wrong choice can leave you thousands short after a storm. Here's exactly how each option works and what I'd tell my own family.
Florida Golf Cart Insurance: Do You Need It?
If you drive a golf cart on public roads in Florida, you may need insurance. Here's what Palm Beach County owners need to know.
General Liability Insurance for Florida Small Businesses
General liability insurance can help Florida small businesses with covered third-party injury or property-damage claims, subject to policy terms and limits.