Classic Car Insurance, Built Around the Car

A restored classic, weekend cruiser, or carefully maintained collector vehicle is valued differently from a daily driver. Standard auto policies may settle a covered total loss using actual cash value, which can miss the investment, restoration work, and collector-market value tied to the vehicle. B & B Insurance Agency helps Palm Beach County owners compare specialty policies designed for limited-use and enthusiast vehicles. We review how the car is stored, driven, valued, and maintained so the policy matches the way you actually own it.

Many specialty policies offer agreed-value coverage: you and the carrier establish the vehicle's insured value when the policy is written, subject to the policy terms. We can also help you compare mileage provisions, spare-parts coverage, roadside assistance, repair-shop choice, and eligibility rules. Bring recent photos, restoration records, an appraisal if available, estimated annual mileage, and storage details. That gives our agents the information needed to approach the right specialty markets, including carriers that focus on classic and collector vehicles.

B & B has served South Florida since 1998. As an independent agency, we can compare available options instead of forcing every collector car into a one-company solution. Explore our insurance carrier directory, or speak with an agent about the make, model, condition, use, and value of your vehicle.