Insurance Agency in Lake Worth Beach, FL
Independent insurance for Lake Worth Beach homeowners and businesses — historic bungalows, beachside properties, and the downtown Lucerne corridor. Right next door in Lantana.
Local Insurance Agents in Lake Worth Beach, FL
B & B Insurance Agency is practically Lake Worth Beach's neighborhood agency — our Lantana office is just minutes south, and the 33462 and 33461 zip codes we write every day straddle both cities. We cover Lake Worth Beach, FL, from the historic downtown bungalows and Lucerne Avenue businesses to the barrier-island beach properties and the College Park and Parrot Cove neighborhoods. Homeowners insurance, flood insurance, auto, and business coverage are our biggest Lake Worth Beach lines, all shopped across the full Florida market.
Insurance Built for Lake Worth Beach
Lake Worth Beach is a coastal city with serious Florida exposure — the barrier island and properties east of Federal Highway carry significant wind and storm-surge flood risk, and the historic downtown is full of older bungalows that need careful replacement-cost analysis and wind mitigation review. Flood insurance is essential for most properties east of I-95, and we write it through both NFIP and private carriers. Downtown Lake Worth Beach — the Lucerne Avenue and Lake Avenue corridor — has a vibrant small-business and hospitality scene: restaurants, galleries, shops, and contractors that need general liability, commercial property, and commercial auto. We write all of it, and we know the specific risks that come with older downtown commercial buildings and coastal exposure.
Lake Worth Beach Insurance Coverage We Write Most
Homeowners Insurance — Lake Worth Beach
Coverage for historic downtown bungalows, beachside homes, and inland properties — built around Florida wind, hurricane, and flood risk.
Flood Insurance — Lake Worth Beach
NFIP and private flood coverage for barrier-island and east-of-I-95 properties with storm-surge exposure.
Auto Insurance — Lake Worth Beach
Florida auto insurance shopped across every major carrier, with same-day proof of coverage.
Business Insurance — Lake Worth Beach
General liability and commercial coverage for downtown Lake Worth restaurants, shops, galleries, and contractors.
All Insurance Lines We Write
Neighborhoods & Areas We Cover Near Lake Worth Beach
ZIP codes served: 33460, 33461, 33462, 33463 (and adjacent areas in Palm Beach County).
Lake Worth Beach Insurance FAQ
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Lake Worth Beach Office Contact
We're just minutes north of our office at 412 N Dixie Hwy in Lantana. Walk-in, call, or quote online.
Related Insurance Guides
Plain-English answers from the B & B blog to questions our clients ask.

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