Independent Insurance Agency Serving Lake Worth Beach, FL

B & B Insurance Agency is practically Lake Worth Beach's neighborhood agency — our Lantana office is just minutes south, and the 33462 and 33461 zip codes we write every day straddle both cities. We cover Lake Worth Beach, FL, from the historic downtown bungalows and Lucerne Avenue businesses to the barrier-island beach properties and the College Park and Parrot Cove neighborhoods. Homeowners insurance, flood insurance, auto, and business coverage are our biggest Lake Worth Beach lines, all shopped across the full Florida market.

Lake Worth Beach is a coastal city with serious Florida exposure — the barrier island and properties east of Federal Highway carry significant wind and storm-surge flood risk, and the historic downtown is full of older bungalows that need careful replacement-cost analysis and wind mitigation review. Flood insurance is essential for most properties east of I-95, and we write it through both NFIP and private carriers.

Downtown Lake Worth Beach — the Lucerne Avenue and Lake Avenue corridor — has a vibrant small-business and hospitality scene: restaurants, galleries, shops, and contractors that need general liability, commercial property, and commercial auto. We write all of it, and we know the specific risks that come with older downtown commercial buildings and coastal exposure.