Legal
Terms of Service
Last updated: April 28, 2026
1. Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the website and services offered by B & B Insurance Agency Inc. ("B & B Insurance," "we," "our," or "us"), an independent insurance agency located at 412 North Dixie Highway, Lantana, FL 33462. By using our website or requesting a quote, you agree to these Terms. If you do not agree, please do not use the site.
2. About Our Services
B & B Insurance is a licensed independent insurance agency (Florida License #A231310). We shop multiple insurance carriers on your behalf and provide quotes, coverage guidance, and policy servicing. We are not an insurance carrier; any insurance policy is issued and underwritten by the carrier you ultimately select.
3. No Insurance Contract Created by the Website
Content on this site is informational only and does not create an insurance contract, bind coverage, or guarantee any specific policy terms, premiums, or availability. Coverage is bound only after an application is reviewed and accepted by an insurance carrier and you receive written confirmation.
4. Quote Requests & Accuracy of Information
When you request a quote or submit information through our contact forms, you agree that the information you provide is true and complete to the best of your knowledge. Inaccurate or incomplete information may affect the quotes we provide or, if a policy is issued, may give a carrier grounds to adjust or cancel coverage.
5. Use of the Website
You agree not to:
- Use the site for any unlawful purpose or in violation of applicable law.
- Attempt to gain unauthorized access to any portion of the site or related systems.
- Transmit malware, scrape the site at high volume, or interfere with its operation.
- Impersonate another person or submit false information.
6. Intellectual Property
All content on this site — including text, graphics, logos, images, and layout — is owned by or licensed to B & B Insurance and is protected by U.S. and international intellectual-property laws. You may view and print pages for personal, non-commercial use. You may not reproduce, modify, or distribute any portion of the site without our prior written permission.
7. Third-Party Links
Our site may link to third-party websites (for example, carrier portals or government resources). We are not responsible for the content, privacy practices, or terms of those sites. Accessing them is at your own risk.
8. Disclaimer of Warranties
The site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, B & B Insurance and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or any quote or information obtained through it. Nothing in these Terms limits liability that cannot be limited under Florida law.
10. Indemnification
You agree to indemnify and hold B & B Insurance harmless from any claim, loss, or expense (including reasonable attorneys' fees) arising out of your misuse of the site, your violation of these Terms, or your violation of any applicable law or the rights of a third party.
11. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute arising from these Terms or your use of the site shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida.
12. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted on this page with a new "Last updated" date. Your continued use of the site after changes are posted constitutes acceptance of the updated Terms.
13. Accessibility Statement
B & B Insurance is committed to making our website and services accessible to people with disabilities in accordance with Title III of the Americans with Disabilities Act (ADA) and the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. We design with keyboard operability, screen-reader compatibility, sufficient color contrast, clear focus indicators, and descriptive link and image text in mind, and we review our site periodically to identify and remediate barriers.
Despite our efforts, some content may not yet be fully accessible. We are actively working to improve and welcome feedback.
If you encounter a barrier or need assistance accessing information on this site, please contact us and we will provide the information, service, or an accessible alternative:
- Phone: (561) 586-0029
- Online: Contact Us
- Mail: 412 North Dixie Highway, Lantana, FL 33462
14. Contact Us
Questions about these Terms? Reach out to B & B Insurance Agency Inc.:
- (561) 586-0029
- Contact Us online
- 412 North Dixie Highway, Lantana, FL 33462
See also our Privacy Policy.
