Workers' Compensation Insurance

Florida law requires most employers to carry workers' compensation insurance. This coverage protects your employees if they're injured or become ill on the job, and it protects your business from expensive lawsuits related to workplace injuries. At B & B Insurance Agency, we help Palm Beach County businesses find workers' comp coverage that meets state requirements. As an independent agency, we compare rates from multiple carriers based on your industry and payroll size.

In Florida, workers' compensation is mandatory for: Construction businesses with one or more employees (including the owner) Non-construction businesses with four or more employees All state and county government employers Agricultural employers with six or more regular employees Even if you're not legally required to carry workers' comp, it's often a smart business decision. Without it, you're personally liable for employee injury costs, which can be devastating for a small business.