Buying insurance direct from one company can feel convenient — until your renewal arrives with a 25% increase and you have to start over from scratch. An independent agency works differently. We represent you, not a single carrier, and that changes everything about how your policies are placed and serviced.
1. Real shopping, every renewal
We compare quotes across multiple A-rated carriers each year. If your current company files a rate increase, we can compare coverage and pricing from other carriers that write the risk.
2. Bundling expertise
We compare bundled and split options across carriers for your home, auto, umbrella, boat, and life coverage, so you can see which works for you.
3. Coverage advice you can trust
A captive agent can only sell what their company offers. We can recommend the policy that actually fits your situation — even if it costs us a little more in commission.
4. Claims advocacy
When something goes wrong, you call us first. We help you open the claim, document the loss, and push back if an adjuster underpays.
5. One relationship, every policy
You get one phone number, one email, and one team that knows your family, your home, and your business — for decades.
Talk to a Lantana independent agent
Independent agents who actually shop the market. B & B Insurance Agency has served South Florida from our Lantana office since 1998. We'll find the carrier that fits your life — not the other way around. Talk to an agent.
Have a question about this topic?
Our experienced agents are happy to help — no pressure, just straight answers.
